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The term Corporate Banking denotes a category of banking which deals with corporate customers. It is sometimes also known as business banking or commercial banking. The other category or type of banking is known as retail banking. In retail banking, the bank provides its financial services to individual customers and in corporate banking, it caters its services for businesses and corporate clients. This subject is essential to be understood by those students who want to work in the field of banking, financial service and insurance industry as managers, operations head, investment advisor, portfolio manager and sales executive. You might have landed on this page while searching for Corporate Banking assignment help service. Well, we understand the need for a professional online homework help service because writing or creating an assignment on topics related to Corporate Banking is very difficult. First of all, the language used in the reference books on banking uses very tough terminology and it deters the students from learning its concepts.
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Most banks have a large no of retail customers and they provide small loans and other financial products to them and the bankers know that ninety percent of retail customers do not default on their loans so this is a low-risk low return aspect of the business. So, to earn higher profits, banks focus on providing specialized and personalized financial products to corporate. Here corporate mean business people and entrepreneurs who are considered high net worth clients. The profit margin is very low for retail banking whereas in corporate banking the profit margin is high, but the risk is also high as the loans provided are very large in volume. You will understand about the proper working of banks when you will use the Corporate Banking assignment help service because in that you will get to learn about the most used and preferred products used by corporates such as working capital loans, overdraft, letter of undertaking and business loans.
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